Hot Issues
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2018 – a list of lists regarding the macro investment outlook
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Sports lovers enjoy better financial fitness
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Where Australia is at. Our leading indicators.
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The year that was and the year ahead
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Add some extra cash to your New Year
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New year, new financial resolutions
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Our Advent calendar for 2017
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Where are we in the global investment cycle?
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Australia's vital statistics
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12 ways to enjoy summer without spending a fortune
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One in three Aussies travel without protection
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Digital payment options could see you spend more this Christmas
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If you’ve always thought property prices only go up…
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Will Australian house prices crash?
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Where are we in the global investment cycle and what's the risk of a 1987 style crash?
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Money steps for women
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Resources on our site to help you, your family and your friends.
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Australian Dietary Guidelines and healthy eating chart (PDF)
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How to retire, your way
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Prepare for retirement without missing out today
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Be the boss of your cash
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The Australian economy bounces back again
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Should you lend money to family?
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Money mistakes people make in their 50s and 60s
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Australian Dietary Guidelines and healthy eating chart (PDF)
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Eight steps to improved cashflow... and lifestyle
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Powerful Budgeting, cash flow and Super Tools available on our site.
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5 ways Australians will use their tax return this year
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Australia's leading causes of death - ABS
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The threat of war with North Korea
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Six traits of Australians living the dream
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The break higher in the Australian dollar is likely to be limited
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Money can buy you happiness, you’re just spending it wrong
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Key Economic Indicators, 2017 – updated
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Helping your kids buy a home
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From Goldilocks to taper tantrum 2.0
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What’s your debt age?
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Doing a budget is a good idea but ....
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Planning is the key to making it financially
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What to do when you come into money
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Managing your money when you move in together
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Reduce your bills with these household items
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It pays to contribute to your partner's super
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How to cope with losing independence
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Transition to retirement income streams
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The Australian economy hits another rough patch
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Watch out for tax scams
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The three core pillars of this year's budget
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Federal Budget - 2017-18 - Overview
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Federal Budget - 2017-18 - Budget documents
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Make the most of the current super caps
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Five, four, three… it’s not too late to get more in super
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Super changes are coming
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What’s your debt age?
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Australian cash rate on hold
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Super changes this financial year - Dr Shane Oliver - video
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The door is closing on super’s current caps
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Is Donald Trump's honeymoon with investors over?
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Estate planning and why you need a super plan
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What does a comfortable retirement look like?
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Give your career a health check
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Super changes from July 2017
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Changes to the Age Pension assets test
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Keep your money safe over the silly season
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Looking ahead at 2017
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Review of 2016, outlook for 2017 - looking better despite the political noise
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Merry Christmas for 2016, a Happy New Year and a prosperous 2017.
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54.2 million worries
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Five tips for happy healthy ageing
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Thinking about managing your own super?
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Sending more to the tax office than you should?
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Government pulls back on proposed changes to super
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Market Update - What to consider when investing in a low return world
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Stop!! Don't do a paper Budget, use our online budgeting tools instead.
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Oliver's Insight - Megatrends
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Value of Advice
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A growing family doesn't have to blow the budget
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Blinded by optimism
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Thinking about managing your own super?
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The investment outlook - it's not all that bad!
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What’s your biggest obstacle to financial success?
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Ageing Parents
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Should you own the roof over your head?
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Be a senior entrepreneur on your own terms!
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Brexit and other key developments
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Brexit wins
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Commentary on major issues - AMP
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Five money habits for a happy financial year
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Remember to factor in parental subsidies at tax time
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Are grandparents giving too much?
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2016-17 Federal Budget - AMP
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2016 Budget in detail
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How (and why) to talk to your adult children about insurance
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Procrastination: Just do it. Eventually.
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Why Australian property won't collapse
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The Lucky Country holding up pretty well
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Have we reached the bottom?
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The evolution of the Chinese consumer
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Retirement rolls around faster than you think
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Pressed for time?
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Changes to the Age Pension assets test
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Women are building financial intelligence
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Heirlooms no more
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Initial market falls precede stronger returns - Shane Oliver
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What exactly is income protection insurance and do I need it?
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A rough start to the year, which could have further to go
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Aged Care - Changes to Assessment of Rental Income
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A bump in the road, then a new start
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New year, new start – are you ready for retirement?
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Review of 2015, outlook for 2016 - Dr Shane Oliver
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We wish you a Merry Christmas for 2015 and a Happy New Year
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Go easy on the plastic over Christmas
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Resolutions for a wealthy future
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The Australian dollar doing what it normally does - overshoot. Dr Shane Oliver
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How to manage volatility in a low return world
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The Australian economy - more help will be needed. Dr Shane Oliver
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Insurance through my super
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Four tactics to build an investment portfolio
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The demand for global infrastructure
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Help achieve your investment goals with dynamic asset allocation
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The Power of Budgeting
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Jump retirement hurdles with a coach
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Preparing for the time of your life
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A Super Loan for all reasons
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Making a smooth transition
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Budget 2015 - some professional opinions
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Australian Government - Budget 2015
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Achieving a comfortable retirement
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Is off-the-plan on the money?
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Should I take my super as a lump sum or not?
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Do you have a key person in your business?
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Tips for success in a competitive job market
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All you need to know about buying at auction
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To sell or not to sell?
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Saving in a material world
The year that was and the year ahead

Five questions to ask yourself.

 

 

Reflecting on the year that was …

1. What did you spend your time on in 2017?
We all have 24 hours in a day so how you spend those hours will show up in what you achieve. Reflecting on the activities you spend your time on can also be a good indication of where your passion and values lie. If you find that you're wasting time on things you don't really value, find a way to be spend more time on the things you do. 

Tip
Make time in your day to take a break. Studies show that while you're daydreaming your brain continues to solve problems—those lightbulb moments that seem to come out of nowhere are usually the product of unconscious thinking during downtime.1 Raising your mind out of your daily grind can make you feel happier, helps you process the learnings from your mistakes, generates good ideas and can put things into perspective.

2. Who did you spend the most time with?
You're most influenced by the five people you spend the most time with – colleagues, family, friends etc. Are you hanging out with people who inspire you, make you feel good, have values similar to yours? 

Tip
Remember to be grateful for the important people in your life and continue to make time for them. If you weren’t happy with your answer above try to include some inspiring people in your circle. And seek out others or interactions that will inspire you.

3. What did you do well?
It’s important to acknowledge your successes. There’s nothing more satisfying than achieving a goal or doing something really well. Acknowledging your achievements also builds confidence that you can keep on achieving. 

Tip
Celebrate the wins—reflect on all the good things you have done, the small and the large.

4. Would you do anything differently?
There’s nothing like retrospect for wise insights. Would you have done things differently if you had your time over? Everyone makes mistakes, and as the saying goes, wise people learn from them. Is there something you could do differently? Can you take a new approach to an old problem? 

The year ahead …

5. What are your goals this year?
Many of us start the year with good intentions but it’s not always easy to stay motivated, and sometimes events out of your control can take you off course. 

Think about what’s achievable. Have your goals changed since last year? What do you need to do to make them happen? What things can you stop, start or continue? 

Often, the act of writing down your goals helps you get clear about what you want, and the tracking of your goals helps you to stay motivated. It’s like making a public commitment. Put your goals somewhere you’ll see them every day as a reminder. It also helps to share your goals with someone and regularly let them know how you’re tracking.

Tips

  • One way to help you reflect and stay motivated is to write a letter to your future self about where you’re at and where you’d like to be in a year’s time. Using www.futureme.org you can have it emailed to yourself 1 January 2019.
  • Break down some of the bigger goals down into smaller achievable steps.


and, a sneaky sixth question …

What word describes how you want 2018 to look?
Our word is help. 

Helping more people achieve goals that are important to them. 

 

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1 https://www.scientificamerican.com/article/mental-downtime/ 

Although this information is from sources considered reliable, we do not guarantee that it is accurate or complete. You should not rely upon it and should seek qualified advice before making any investment decision. Except where liability under any statute cannot be excluded, we do not accept any liability (whether under contract, tort or otherwise) for any resulting loss or damage of the reader or any other person. 

Republished January 2018